NRW.BANK.Gründungskredit: Provides start-up loans for new companies, including technology-oriented businesses, with favorable interest rates and long repayment terms. NRW.SeedCap: Offers early-stage financing for innovative start-ups in North Rhine-Westphalia, supporting the initial growth phase with venture capital. NRW.BANK.Innovative Unternehmen: Provides low-interest loans with up to 70% liability release for technology-oriented businesses and high-growth start-ups.